Where can the merit Platinum card be used?

Can I use my merit platinum card anywhere? No. The card only works at the Horizon Outlet.

How do I contact Merrick Bank?

Over the phone: Call 1-800-204-5936 (TTY/TDD: 1-800-253-4563) for secure, expedited and easy payment options….Contact Us.

Online Payment USPS Mail Phone
Make payments in the Account Center. Log in here. Merrick Bank P.O. Box 660203 Dallas, TX 75266-0203 Toll-Free: 1-833-842-7900

Who is Merrick Bank associated with?

Based in Utah, online-only Merrick Bank was founded in 1997 as a subsidiary of the New York–based financial services firm CardWorks. Merrick Bank is not a traditional banking institution and offers no checking, savings, or money market accounts.

What is the highest credit limit for Merrick Bank?

The highest credit limit for Merrick Bank is $3,000, for the Merrick Bank Secured Card. The actual credit limit for this card is determined by the amount a cardholder puts down for the card’s required security deposit, which starts at $200.

Can I use my net first platinum card at Walmart?

Bogdan Roberts, Credit Cards Moderator No, you cannot use your Net First Platinum anywhere. It is a so-called “merchandise card” or a “catalog card” which you can only use for purchases from a single online catalog.

What is merit Mastercard?

May 29, 2019. Merit 1 (or Merit I) is a set of Mastercard interchange categories that dictate the rates for certain Mastercard payments. It’s Mastercard’s way of referring to common “card not present” transactions, meaning online and keyed payments.

What credit score is needed for Merrick Bank?

a 300+ credit score
What’s the Merrick Bank Secured credit score requirement? The Merrick Bank Secured Card accepts people with a 300+ credit score. This means that your chances of approval are high, even if you have bad credit.

How long does it take to get Merrick credit card after approval?

within 2 weeks
After you apply, the bank will process your application and you will receive an answer by mail within 2-3 weeks. After getting approved, your card should arrive within 2 weeks.

How do I request a credit line increase with Merrick Bank?

Alternatively, if you have a Merrick Bank secured card, you can increase your credit limit by calling (800) 204-5936 and adding to your security deposit.

Does Merrick Bank really double your credit limit?

But after you make your first seven payments on time (paying at least the minimum amount due each month), the Merrick Bank Double Your Line® Credit Card will automatically double your credit line with a credit limit increase, which is another way to lower your credit utilization ratio and potentially boost your scores.

Where can I use my net first card?

It’s a “merchandise card” that works only at Horizon Outlet. You can use the card to purchase goods from clothes and toys to tools and books.

Is net first a real credit card?

Keep in mind that Net First Platinum is not a real credit card. Instead, it is a merchandise credit line that can only be used for online shopping on Horizon Outlet. It’s easy to qualify for the card: there is no employment or credit check required.